INVESTOR OPPORTUNITY! Starting bid starts at $425,000, approximately $70K below tax-assessed value, with multiple offers already in hand. Property offers strong upside with comparable sales ranging approximately $525K–$575K. Primarily needs new flooring, fresh paint, and completion of one full and one half bath. Major updates include roof (2023), HVAC (2020), water heater (2020), and windows (2004). Offer deadline: Tuesday, October 13 at 12:00 PM. Seller reserves the right to accept an offer prior to the deadline. IMPORTANT: Property is being sold as-is. For safety, use extreme caution when showing—some stairwells lack handrails and portions of the flooring are unfinished/subfloor only. Buyer's agent must be present with their clients at all times. Anyone entering the property does so at their own risk. Seller and seller’s insurance carrier assume no responsibility for injuries or accidents occurring on the property. Property will be fully vacated at closing; no rent-back required. Seller prefers Bay County Settlements and closing on or before October 30. Seller is not looking to contribute towards buyer's closing costs or fees.